For the year 2026, the FHA loan limit in the county of New Castle, located in Edgemoor, DE is as follows: for a single-family residence, the cap is $529,000. For properties with two units, it is set at $677,200; those with three units have a limit of $818,600, and for four-unit buildings, the maximum is $1,017,300.
As for conventional loans, the highest possible loan amount for a single-family home reaches $726,200, extending to $929,850 for two-unit properties, going up to $1,123,900 for three units, and reaching $1,396,800 for four-unit residences.
Try out our FHA calculator to discover the most advantageous FHA rates available today and understand what down payments, income thresholds, credit levels, reserve amounts, and supporting documents are required to qualify successfully.
With the Lendersa® calculator, you have the ability to compare FHA rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, as well as hard money loans. Examine, evaluate and choose wisely.
By retrieving comprehensive loan program data from a large number of lenders, the Lendersa® tool matches this information with your personalized financial profile rapidly and precisely.
Check out our Loan Limits Comparison Table for 2026 in Edgemoor county, New Castle, DE. This table enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan limits. To review requirements for qualification, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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