2026 FHA Loan Limits for Georgetown, Sussex County, Delaware

In 2026, the FHA loan limits in Georgetown county of Sussex, DE are $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum amount for conventional loans on a single-family residence is $726,200, rising to $929,850 for 2-units, $1,123,900 for 3-unit homes, and highest at $1,396,800 for 4-unit properties.

Utilize our FHA calculator to check today's best FHA rates and to calculate essential factors such as downpayment, income, credit, reserves, and the documents needed for qualification.

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With the Lendersa® calculator, compare FHA rates and terms with those of other programs. Explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans beside FHA offerings.

Lendersa® draws loan program data from thousands of lenders and provides speedily tailored comparisons to fit your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Georgetown county of Sussex, DE, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs, including income, reserves, and credit.

Loan limits Georgetown county of Sussex, DE

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Georgetown FHA Lenders

  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Lends in Delaware
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.

  • ALL AMERICAN MORTGAGE, LTD
  • 30618 Dupont Blvd, Suite 2, Dagsboro, DE, 19939
  • Lends in Delaware
  • All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.

  • The Mortgage Market of Delaware
  • 34011 Wescoats, Rdlewes, DE, 19958
  • Lends in Delaware
  • "Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
    operated family business specializing in residential and commercial real estate lending.
    We work with 20 national mortgage lenders and financial institutions so we

    can assist almost any borrower. If we can't do the loan, it probably can't be done!"

  • Bank of England Mortgage
  • 19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.

  • Evolve Bank & Trust
  • 19405 Plantations Road, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.

  • Atlantic Prime Mortgage
  • 19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.

  • WHITECAP MORTGAGE LLC
  • 39682 Sunrise Ct, Bethany Beach, DE, 19930
  • Lends in Delaware
  • Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.

  • Keystone Funding
  • 519 S. Red Haven Lane, Dover, DE, 19901
  • Lends in Delaware
  • Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.

  • 1st Capitol Mortgage, Inc.
  • 9 East Loockerman Street, Suite 207, Dover, DE, 19901
  • Lends in Delaware
  • 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.

  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • Lends in Delaware
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.