Throughout 2025, the FHA loan limits in Laurel county, specifically in Sussex, DE, are laid out as follows: $472,030 is the cap for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
Regarding conventional loans, the utmost loan amount available for a single-family residence is $726,200. For duplexes, it climbs to $929,850, and for triplexes, it's set at $1,123,900. The maximum for four-unit homes is $1,396,800.
Utilize our FHA calculator to check the best current FHA rates and assess the necessary down payment, income specifications, credit requirements, reserves that might be needed, and the documentation needed for application.
The Lendersa® calculator equips you to stack up FHA rates and terms against a variety of other loan options. It allows you to explore and compare conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
With extensive data sourced from numerous lending institutions, Lendersa® efficiently analyzes your specific financial scenario to present tailored comparisons in seconds.
Our Loan Limits Comparison Table for 2025 in Laurel county of Sussex, DE, allows you to contrast the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To investigate qualification criteria such as income requirements, reserves, and credit evaluations, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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