For 2026, the FHA loan limit in Apollo-Beach county of Hillsborough, FL is set at $356,362 for single-family homes, $456,275 for homes with 2 units, $551,500 for 3-unit properties, and $685,400 for properties with 4 units.
The highest conventional loan amount allowable for a single-family residence is $548,250. For 2-unit residences, the limit is $702,000, for 3 units it is $848,500, and for 4 units, it reaches $1,054,500.
Make use of our FHA calculator to check today's top FHA rates and determine the necessary downpayment along with income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Discover and analyze options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan data from thousands of lenders, rapidly assessing it against your specific financial profile and needs.
The 2026 Loan Limits Comparison Table for Apollo-Beach county within Hillsborough, FL, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification needs like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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