As of 2025, the FHA loan limits for Hillsborough county, within Sun-City-Center, FL, are defined as follows: $356,362 for single-family homes, $456,275 for two-unit residences, $551,500 for three-unit homes, and $685,400 for four-unit properties.
Conversely, the cap for conventional loans stands at $548,250 for a single-family dwelling, $702,000 for two units, $848,500 for tri-unit constructions, and $1,054,500 for homes with four units.
To view the most advantageous FHA rates currently available and to identify the necessary downpayment, income proof, credit score, reserves, and documentation for eligibility, make use of our FHA calculator.
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With Lendersa® calculator, you can efficiently compare FHA rates and terms alongside other loan options. Assess Conventional loans, Jumbo lending, VA loans, USDA, Non-QM, and hard money loans in parallel to FHA products.
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The Loan Limits Comparison Table for 2025 in Sun-City-Center, located in Hillsborough, FL, allows you to juxtapose maximum loan amounts from FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. For a detailed assessment of qualification criteria such as income, reserve needs, and credit score, use Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering a comprehensive comparative view.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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