In 2026, the FHA loan limits within Miami-Dade in Aventura, FL are: $557,750 for a single-family home, $714,000 for two-unit properties, $863,100 for three-unit residences, and $1,072,600 for four-unit buildings.
Regarding conventional loans, the maximum allowable amount is $726,200 for a single-family dwelling, $929,850 for two-unit homes, $1,123,900 for three-unit structures, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to find today's best FHA rates and calculate the needed downpayment, required income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows you to contrast FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Detailed comparisons help in identifying the best option.
Lendersa® compiles comprehensive loan program data from thousands of lenders, instantly comparing it with your specific financial profile and needs.
Featuring a Loan Limits Comparison Table for 2026 in Aventura within Miami-Dade, FL, compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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