For the year 2026, the FHA loan limits in Ives-Estates, positioned in Miami-Dade county, FL, are $402,500 for single-family homes, $515,250 for duplexes, $622,850 for triplexes, and $774,050 for four-unit properties.
The cap on conventional loan amounts is $548,250 for single-family homes, increasing to $702,000 for two-unit homes, $848,500 for three-unit residences, and maxing out at $1,054,500 for four-unit dwellings.
Utilize our FHA calculator to check today’s most competitive FHA rates and identify required downpayment, income documentation, credit score, reserves, and paperwork to qualify.
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The Lendersa® calculator facilitates FHA rate and term comparisons against other loan programs, enabling thorough exploration and comparison of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates loan data from numerous lenders, contrasting it efficiently with your individualized financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of Miami-Dade, Ives-Estates, FL permits analysis across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan types. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification standards such as income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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