In 2026, the FHA loan limit in Avon-Park county of Highlands, FL, is set at $356,362 for a single-family home. For homes with 2-units, the limit rises to $456,275. For 3-unit homes, it increases to $551,500, and for properties with 4-units, it reaches $685,400.
The maximum allowable amount for conventional loans on a single-family residence is $548,250. It extends to $702,000 for 2-unit homes, $848,500 for 3-units, and for 4-units, the maximum is $1,054,500.
Use our FHA calculator to uncover today’s top FHA rates and ascertain the downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Investigate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, in addition to FHA options.
Lendersa® gathers and evaluates loan data from thousands of lenders, tailoring it to your unique financial profile and needs.
For 2026 in Avon-Park county of Highlands, FL, the Loan Limits Comparison Table allows you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications for income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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