For 2026, the FHA loan limits applicable in Dundee county, which is part of Polk, FL, are as follows: $472,030 for a single-family home, $604,400 for 2-unit buildings, $730,525 for 3-unit properties, and $907,900 for 4-unit homes.
The maximum loan amounts for conventional loans on a single-family residence are set at $726,200. For properties with 2 units, the cap is $929,850; for 3 units, it increases to $1,123,900; and for homes with 4 units, it's $1,396,800.
Use our FHA calculator to explore today’s best FHA rates and ascertain the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator facilitates comparisons by evaluating FHA rates and terms alongside those from various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently retrieves loan program data from thousands of lenders, swiftly matching it against your unique financial profile and requirements.
The 2026 Loan Limits Comparison Table for Dundee county, Polk, FL, presents a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. To scrutinize qualification prerequisites like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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