In 2026, the FHA loan threshold for Bardmoor county in Pinellas, FL, is defined as follows: $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for properties with three units, and $907,900 for four-unit structures.
The upper limits for conventional loans on a single-family property are $726,200. For duplexes, the maximum is $929,850, for triplexes it's $1,123,900, and for four-unit residences, it reaches $1,396,800.
Our FHA calculator helps you find the current best FHA rates and evaluate the down payments, income levels, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to assess FHA rates and terms against those of other loan types. Engage with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan comparisons alongside FHA.
Lendersa® collects comprehensive loan program data from numerous lenders, offering a quick comparison aligned with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bardmoor county, Pinellas, FL, provides insights into maximum figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to benchmark qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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