For 2026, the FHA loan limits in Pinellas-Park county, Pinellas, FL, are $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for a three-unit complex, and $685,400 for four-unit buildings.
The maximum amounts for conventional loans on single-family houses are $548,250, while for two-unit homes it is $702,000, and their counterparts for three and four units are $848,500 and $1,054,500, respectively.
Utilize our FHA calculator to discover today's top FHA rates and gauge the necessary downpayment, income prerequisites, credit score, reserves, and paperwork required to qualify.
Lendersa® calculator allows comparisons of FHA rates and terms with those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Evaluate and consider these alongside FHA offerings.
Lendersa® pulls detailed loan program data from a wide range of lenders and matches it to your financial profile and needs within seconds.
The Loan Limits Comparison Table for 2026 in Pinellas-Park, county of Pinellas, FL, provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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