For 2026, in Belleair, located in Pinellas county, FL, the FHA loan limits are set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
When it comes to conventional loans, the highest loan amount for a single-family house is $726,200, with $929,850 allocated for 2-unit properties, $1,123,900 for 3-unit buildings, and $1,396,800 for 4-unit complexes.
Try out our FHA calculator to discover today’s best FHA rates, and figure out the necessary downpayment, income requirements, credit score, reserves, and documents needed for qualification.
With the Lendersa® calculator, compare FHA interest rates and conditions with that of other loan programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA terms.
Lendersa® swiftly gathers and examines data from thousands of lenders, matching it with your specific financial situation.
Check the Loan Limits Comparison Table for 2026 to see how FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts stack up in Belleair county of Pinellas, FL. For assessing requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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