In 2026, the FHA loan limit for Brandon county within Hillsborough, FL is $472,030 for a single-family home. Limits rise to $604,400 for 2-unit dwellings, $730,525 for 3-unit homes, and reach $907,900 for 4-unit properties.
The maximum loan amount allowed for conventional loans on a single-family residence is $726,200. For 2-unit homes, it increases to $929,850, $1,123,900 for 3-unit properties, and $1,396,800 for 4-units.
Use our FHA calculator to discover today's optimal FHA rates and assess what is required to qualify, including necessary downpayment, income, credit, reserves, and documents.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan program options. Explore and evaluate choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates broad loan program data from thousands of lenders, efficiently comparing it to fit your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Brandon county in Hillsborough, FL provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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