In the year 2026, the FHA loan ceiling for a single-family residence in Progress-Village county within Hillsborough, FL is $356,362. For 2-unit homes, it's $456,275, for 3-unit homes, it is $551,500, and for 4-unit residences, the limit is $685,400.
The highest sum available for conventional loans on a single-family home is $548,250. This rises to $702,000 for duplexes, $848,500 for triplexes, and stretches to $1,054,500 for four-family units.
Our FHA calculator is designed to aid you in discovering today's top FHA rates, calculating your down payment, and understanding the necessary income, credit score, reserves, and paperwork required to qualify.
The Lendersa® calculator provides a comprehensive comparison of FHA rates and terms with those of other loan options. Dive into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
By accessing a broad spectrum of loan data from thousands of lenders, Lendersa® swiftly analyzes this against your distinct financial circumstances and requirements.
The Loan Limits Comparison Table for 2026 in Progress-Village county, Hillsborough, FL, offers insight into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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