In the year 2026, FHA loan limits in Cocoa-Beach county of Brevard, FL, are as follows: a single-family home limit is $356,362, for homes with 2 units it is $456,275, extending to $551,500 for 3-units, and for properties with 4 units, the limit is set at $685,400.
Regarding conventional loans, the maximum for a single-family home is set at $548,250. For residences with 2 units, it increases to $702,000, rises to $848,500 for 3-units, and reaches its peak at $1,054,500 for 4-unit buildings.
Utilize our FHA calculator to find today's best FHA interest rates, and assess necessary down payments, required income, credit score standards, reserves, and needed documents for eligibility.
Using the Lendersa® calculator, you can compare FHA's rates and terms with other loan types. Delve into Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA offerings.
Lendersa® aggregates and quickly analyzes data from thousands of lenders, aligning options with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Cocoa-Beach county, Brevard, FL, provides a detailed match-up of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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