In 2026, the FHA loan limit within Brevard, in Merritt-Island, FL, is $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit dwellings, and $685,400 for four-unit structures.
The peak amount allowed for conventional loans is $548,250 for a single-family home, $702,000 for two-unit buildings, $848,500 for three-unit properties, and $1,054,500 for four-unit residences.
Employ our FHA calculator to find out today's best FHA rates and assess the necessary downpayment, income, credit rating, reserves, and documents required for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. It aids in comparing different options effectively.
Lendersa® compiles extensive data from a broad spectrum of lenders and aligns it with your unique financial situation and requirements in a matter of seconds.
The Loan Limits Comparison Table for 2026 in Merritt-Island within Brevard, FL covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is also available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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