In 2026, the FHA loan limits in the county of Polk, within Davenport, FL, are set at $472,030 for a single-family home. For properties with two units, the maximum is $604,400; with three units, it's $730,525; and for four units, it is $907,900. These limits accommodate varying residential needs and sizes.
For conventional loans, the maximum amount for a single-family residence is $726,200. Properties with two units have a cap of $929,850, for three-unit homes it is $1,123,900, and for those with four units, the limit is $1,396,800. These amounts support diverse property investments.
Use our FHA calculator to find today’s optimal FHA rates, calculating needed downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms alongside various other loan program details. Explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
In seconds, Lendersa® gathers extensive loan program data from thousands of lenders, evaluating it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Davenport county of Polk, FL, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements for income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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