For 2025, the FHA loan limits in Lake-Alfred county of Polk, FL are set at $356,362 for single-family homes. For two-unit homes, it's $456,275, and for three-unit homes, $551,500. Four-unit buildings are capped at $685,400.
When it comes to conventional loans, the highest amount available for a single-family dwelling is $548,250. For dwellings with two units, the limit is $702,000, three-unit properties can go up to $848,500, and four-unit residences max out at $1,054,500.
Our FHA calculator can help you discover the most competitive FHA rates today, allowing you to assess required down payment, income, credit, reserves, and documentation.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan program offers. Compare different loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money against FHA terms easily.
Information from thousands of lenders is sourced by Lendersa® to quickly match loan program data with your specific financial profile and requirements.
For 2025, in the county of Polk, Lake-Alfred, FL, the Loan Limits Comparison Table is available, showcasing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine income, reserves, and credit qualifications, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
