2026 FHA (Government Loans) Limits for Deerfield-Beach, Broward County, Florida

In 2026, FHA loan limits in Deerfield-Beach county, part of Broward, FL, stand at $402,500 for a single-family home, rising to $515,250 for 2-units, $622,850 for 3-units, and $774,050 for 4-units.

The highest loan amount for conventional loans on a single-family residence is $548,250. It increases to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to access today's top FHA rates and assess the requirements for qualification, including downpayment, income, credit, reserves, and necessary documents.

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Review Your Loan Options in Deerfield-Beach, FL

The Lendersa® calculator enables comparisons of FHA rates and terms with those of other loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects loan data from thousands of lenders, aligning it rapidly with your financial profile and specific needs.

The Loan Limits Comparison Table for 2026 in Deerfield-Beach county of Broward, FL helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To evaluate qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Deerfield-Beach county of Broward, FL

SFR 2 Units 3 Units 4 Units
FHA $402,500 $515,250 $622,850 $774,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Deerfield-Beach FHA Lenders

  • Royal Mortgage USA Corp.
  • 1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.

  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Tower home Loans
  • 1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
  • Lends in Florida
  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.

  • The Discount Mortgage Store
  • 7452 champagne pl, Boca Raton, FL, 33433
  • Lends in Florida
  • We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.

  • Oceanside Lending LLC
  • 7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
  • Lends in Florida
  • We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.

  • MJS Financial LLC
  • 22140 Primrose Way, Boca Raton, FL, 33433
  • Lends in Florida
  • We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.

  • MCS Mortgage Services Inc
  • 7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Intercontinental Capital Group, Inc.
  • 7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
  • Lends in Florida
  • ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.

  • Reverse Mortgage Lending Center
  • 40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
  • Lends in Florida
  • We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.

  • Reach Home Loans
  • 327 Plaza Real, Suite 215, Boca Raton, FL, 33432
  • Lends in Florida
  • At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.