In the year 2026, FHA loan limits for Watergate county in Palm Beach, FL are $557,750 for a single-family home, $714,000 for duplexes, $863,100 for triplexes, and $1,072,600 for four-unit homes.
The maximum conventional loan amounts are $726,200 for a single-family residence, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Use our FHA calculator to find today’s best FHA rates, and determine downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® processes data from thousands of lenders, aligning it with your financial profile and needs efficiently.
Find the Loan Limits Comparison Table for 2026 in Watergate county, Palm Beach, FL, listing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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