In 2026, the FHA loan limit in Doctor-Phillips county of Orange, FL is set at $356,362 for single-family homes. For 2-unit homes, it increases to $456,275, and for 3-units, the cap is $551,500, reaching $685,400 for 4-unit residences.
The maximum borrowing limit for conventional loans on single-family homes is $548,250. For 2-units, it's $702,000, rising to $848,500 for 3-units, and going up to $1,054,500 for 4-units.
Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, as well as the required income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with those of different loan programs. Consider and contrast with Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from thousands of lenders to provide quick comparisons aligned with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Doctor-Phillips county, Orange, FL, allows a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive qualification comparison, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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