For the year 2025, the FHA loan limitations in Orange county within Bay-Hill, FL, establish that for a single-family home, the cap is $356,362. For properties with 2-units, the limit is $456,275; for 3-unit homes, it's $551,500; and for those with 4-units, the maximum reaches $685,400.
Conventional loans, on the other hand, have a maximum value of $548,250 for a single-family home, followed by $702,000 for residences with 2-units, $848,500 for those with 3-units, and $1,054,500 for 4-unit properties.
To calculate the current FHA rates and determine what downpayment, income, credit score, reserves, and documents you need to qualify, utilize our FHA calculator today.
With the Lendersa® calculator, you can quickly compare the rates and terms of FHA loans with those from other loan programs. This includes evaluating Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
The Lendersa® platform accesses extensive loan program data from thousands of lenders and quickly aligns it with your particular financial landscape and needs.
The Loan Limits Comparison Table for 2025 in Bay-Hill county of Orange, FL allows you to view the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To further analyze qualification requirements like income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
