For the year 2026, the FHA loan limit in the Dover area, part of Hillsborough county in FL, stands at $472,030 for a single-family dwelling. For two-unit properties, it is $604,400; for three-unit buildings, the limit is $730,525; and for four-unit homes, it is $907,900.
The upper limit for conventional loans on single-family houses is $726,200. For two-unit homes, the maximum is $929,850, for three-unit residences, it is $1,123,900, and for four-unit properties, it caps at $1,396,800.
Make use of our FHA calculator to discover the most favorable FHA rates available today. It will also assist you in figuring out the down payment, income, credit status, reserves, and necessary documents for qualification.
The Lendersa® calculator is designed to help you contrast FHA rates and terms with other available loan program options. Assess options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA possibilities.
Lendersa® sources extensive loan program data from a multitude of lenders, providing a quick comparison with your distinct financial profile and requirements.
In 2026, for the Dover region under Hillsborough county in FL, our Loan Limits Comparison table lets you compare the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comparison of criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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