2025 FHA (Government Loans) Limits for East-Lake, Pinellas County, Florida

In 2025, the FHA loan limits for properties in the county of Pinellas, located in East-Lake, FL, are set as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.

The maximum conventional loan amounts are $548,250 for single-family residences, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit buildings.

Make use of our FHA calculator to view today's leading FHA rates and to compute the required downpayment, income, credit score, reserves, and documentation for qualification.

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With the Lendersa® calculator, you can assess FHA rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This facilitates a comprehensive overview for better decision-making.

Lendersa® aggregates extensive loan program data from thousands of lenders, quickly comparing it against your specific financial profile and needs.

The Loan Limits Comparison Table for 2025 in East-Lake county within Pinellas, FL, displays the maximum loan amounts available across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed analysis of qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits East-Lake county of Pinellas, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Sharp Mortgages, Inc
  • 8785 Perimeter Park Blvd., Jacksonville, FL, 32216
  • We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
  • Bayway Mortgage Group
  • 8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
  • Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.
  • Loyalty Home Loans Inc
  • 9069 South East Bridge Road, Suite B, Hobe Sound, FL, 33455
  • As a brokerage, we are able to secure the financing that will often "beat the bank" and with a much more personal and streamline process. We are proud to be your loyal partner in home financing. The best thing I can do in life is to make other people happy in anyway possible. Loyalty Home Loans Established in 2015.
  • Jax Federal Credit Union
  • 562 Park Street, Jacksonville, FL, 32204
  • Our mission at Jax Federal Credit Union is to promote financial wellness to our members and the community. A Jacksonville staple since 1935, we have helped our members with low rates, credit and debt counseling, planning for the future, and even youth money basics. We proudly dedicate ourselves to the credit union promise of people helping people.
  • Elite Lending Service Inc
  • 707 Peninsular Place, Jacksonville, FL, 32204
  • Elite Lending Service, Inc. is your local North Florida Mortgage Broker, owned and operated by Brad Bailey. Brad started in the mortgage business in 1997 and has since helped thousands of people obtain a loan for their home. With a background in wholesale mortgages, he has been exposed to nearly every obstacle to home ownership you can imagine.
  • Keavy Group LLC
  • 15176 91st Terrace N, Jupiter, FL, 33478
  • Full Service Real Estate Brokerage & Mortgage Business. We help you buy & sell businesses. Buy and Sell Commercial & Residential Real Estate. On the Real Estate / Business side: A Realtor and Broker we've secured transactions- tiny to multi Million. We know numbers, because of our financing side. We find diamonds in the rough.
  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
  • VyStar Credit Union
  • 76 S. Laura Street, Jacksonville, FL, 32232
  • VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution