For the year 2025, the FHA loan cap in Hillsborough county, situated in Keystone, FL, is set at $472,030 for a single-family dwelling, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
Conversely, conventional loans in these regions have a maximum allowable amount of $726,200 for single-family residences, $929,850 for dual-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit houses.
Utilize our FHA calculator to examine top rates available today and to understand the requirements for downpayment, income verification, credit score, reserves, and documentation necessary for qualification.
Access a comparison of loan proposals from a diversity of 100 lenders.
With the Lendersa® calculator, you can analyze and contrast FHA rates and terms against those of various other loan schemes. Delve into the specifics of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly aggregates data from a multitude of lending institutions, comparing them with your personal financial scenario and needs.
Find the Loan Limits Comparison Table for 2025 in Hillsborough county, Keystone, FL, which helps you weigh the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. To assess requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
