For the year 2026, the FHA loan cap in Hillsborough county, situated in Keystone, FL, is set at $472,030 for a single-family dwelling, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
Conversely, conventional loans in these regions have a maximum allowable amount of $726,200 for single-family residences, $929,850 for dual-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit houses.
Utilize our FHA calculator to examine top rates available today and to understand the requirements for downpayment, income verification, credit score, reserves, and documentation necessary for qualification.
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With the Lendersa® calculator, you can analyze and contrast FHA rates and terms against those of various other loan schemes. Delve into the specifics of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
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Find the Loan Limits Comparison Table for 2026 in Hillsborough county, Keystone, FL, which helps you weigh the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. To assess requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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