During 2026, the FHA loan limits for Edgewater, located in Volusia county, FL, are set at $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The maximum allowable amounts for conventional loans are $726,200 for a single-family house, $929,850 for two-unit homes, $1,123,900 for three-unit houses, and $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to check the best FHA rates available today, and understand what downpayment, income proof, credit score, reserves, and documentation you will need for qualification.
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Lendersa® calculator provides the tools necessary to contrast FHA rates and terms with all other loan program alternatives. You can explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, and compare these with FHA offers.
By amassing extensive loan program details from a vast array of lenders, Lendersa® efficiently aligns them with your specific financial profile and needs within moments.
The Loan Limits Comparison Table for 2026 in Edgewater, part of Volusia, FL, allows assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare eligibility requirements like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to gain an in-depth understanding.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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