In 2025, FHA loan limits for Ponce-Inlet county, found in Volusia, FL, are determined as $356,362 for a single-family home, $456,275 for two-unit homes, $551,500 for three-unit properties, and $685,400 for four units.
The maximum loan limits for conventional loans on a single-family residence are $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit properties.
Leverage our FHA calculator to navigate today’s best FHA rates and evaluate needs like downpayment, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with myriad other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive data from thousands of lenders, efficiently matching it with your financial profile and needs to provide optimal options.
The Loan Limits Comparison Table for 2025 in Ponce-Inlet county, Volusia, FL showcases maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
