For the year 2026, the FHA loan limit in Escambia county, located within Ferry-Pass of FL, is designated at $356,362 for a single-family home. For two-unit residences, it is $456,275, for three-unit dwellings it stands at $551,500, and for structures with four units, the limit reaches $685,400.
The maximum loan amount available for conventional loans on a single-family abode is $548,250. For two-unit homes, the ceiling is $702,000, for triplex properties it is set at $848,500, and for four-unit buildings the maximum is $1,054,500.
Utilize our FHA calculator to view today's prime FHA rates and calculate requirements like the downpayment, income levels, credit status, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This enables a comprehensive review and evaluation of various loan products alongside FHA.
Lendersa® leverages extensive data from thousands of lenders and, within seconds, analyzes it against your particular financial profile and requirements, delivering tailored loan comparisons.
The Loan Limits Comparison Table for 2026 in Ferry-Pass of Escambia, FL, helps examine the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further investigate qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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