2023 FHA Loan Limits for Pensacola, Escambia County, Florida

In 2024, FHA loan limit in Pensacola county of Escambia, Florida is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Pensacola county of Escambia, Florida compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Pensacola county of Escambia, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Dream House Mortgage
  • 15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
  • Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Itwins Financial Inc
  • 7565 West 14th Avenue, Hialeah, FL, 33014
  • ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • SIMPLE HOME LOANS INC
  • 5801 NW 151 St Suite 306, Hialeah, FL, 33014
  • Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
  • Memorial Employees Federal Credit Union
  • 3501 Johnson Street, Hollywood, FL, 33021
  • MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
  • First Southeast Mortgage Corporation
  • 3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021
  • "We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs. We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."
  • Prospera Mortgage LLC
  • 4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021
  • With Prospera Mortgage you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash or pay for home improvements or large purchases.We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process.
  • Florida Mortgage Lenders
  • 3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021
  • florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.