In 2026, FHA loan limits for homes in Flagler-Estates county, St. Johns, FL are $388,700 for a single-family home, $497,600 for two-units, $601,500 for three-units, and $747,500 for four-units.
A conventional loan on a single-family home can be up to $548,250, $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to access today's optimal FHA rates and find out the required downpayment, income, credit, reserves, and documentation for qualification.
View and contrast loan offers from a selection of 100 lenders.
The Lendersa® calculator lets you compare FHA rates and terms against various other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly pulls data from thousands of lenders, matching it to your unique financial profile and needs.
In 2026, see the Loan Limits Comparison Table for Flagler-Estates county of St. Johns, FL, for detailed comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For deep insights into qualification aspects like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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