In the year 2026, the FHA loan limits in Butler-Beach county of St. Johns, FL, are as follows: $388,700 for a single-family home, $497,600 for properties with 2 units, $601,500 for buildings with 3 units, and $747,500 for those with 4 units.
The maximum amounts for conventional loans are set at $548,250 for a single-family residence. For 2-unit homes, the limit is $702,000, for 3-units it's $848,500, and for 4-units, it's $1,054,500.
Use our FHA calculator to find today’s leading FHA interest rates and evaluate the necessary downpayment, income, credit, reserves, and documents needed to qualify for a loan.
The Lendersa® calculator empowers you to compare the rates and terms of FHA loans against those of other financial products, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from thousands of lenders and compares it promptly with your distinct financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Butler-Beach county of St. Johns, FL offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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