During 2026, the FHA loan limits in Floral-City county, situated in Citrus, FL, are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four-unit residences.
For conventional loans, the maximum amount for single-family homes is $548,250, and it goes to $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit homes.
Make use of our FHA calculator to discover today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for eligibility.
With Lendersa®'s calculator, evaluate FHA rates and terms alongside those of other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By fetching data from a multitude of lenders, Lendersa® swiftly matches it to fit your distinct financial profile.
The Loan Limits Comparison Table for 2026 in Floral-City county, Citrus, FL, lets you evaluate the maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
