In 2026, the FHA loan limit in Fuller-Heights county of Polk, FL, is $356,362 for a single-family home. For 2-unit buildings, it is $456,275; for 3-units, it is $551,500; and for 4-units, the limit is $685,400.
The maximum permitted for conventional loans on a single-family home is $548,250. For 2-units, it is $702,000; increases to $848,500 for 3-units; and for 4-units, it peaks at $1,054,500.
Utilize our FHA calculator to explore today’s top FHA rates, and determine necessary down payment, income, credit score, reserves, and documentation required for qualification.
With Lendersa® calculator, compare FHA rate and terms against other loan programs. Examine and explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA choices.
Lendersa® collects loan data from thousands of lenders and compares swiftly with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fuller-Heights county, Polk, FL, enables comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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