For 2026, the FHA loan limits in the county of Miami-Dade, within Golden-Glades, FL, are $402,500 for single-family homes, $515,250 for two-unit properties, $622,850 for three-unit homes, and $774,050 for four-unit buildings.
The maximum loan allowed for conventional loans is $548,250 for a single-family residence, $702,000 for two-unit residences, $848,500 for three-units, and $1,054,500 for four-units.
Utilize our FHA calculator to find today’s top FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA terms and rates with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® can quickly align loan offers to your financial profile and unique needs.
Access the Loan Limits Comparison Table for 2026 in Golden-Glades, Miami-Dade, FL, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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