In 2026, FHA loan limits for North-Miami, within Miami-Dade of FL, are as follows: $402,500 for a single-family home, $515,250 for two-unit residences, $622,850 for three-unit, and $774,050 for properties with four units.
For conventional loans, the maximum amount is $548,250 for a single-family dwelling, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to discover competitive FHA rates today and to assess downpayment, income, credit score, reserves, as well as the required documents for eligibility.
The Lendersa® calculator offers a means to compare FHA rates and terms with those of other loan programs. You can explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Drawing from a vast number of lenders, Lendersa® quickly matches loan programs to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in North-Miami county of Miami-Dade, FL, enables comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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