In 2025, the FHA loan limits for the county of Charlotte in Harbour-Heights, FL are specified as follows: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit properties, and $685,400 for houses with four units.
For conventional loans, the ceiling for a single-family residence is set at $548,250. For homes with two units, it increases to $702,000, for three-unit buildings, it rises to $848,500, and for properties with four units, the limit is $1,054,500.
Our FHA calculator is a useful tool to explore current FHA rates and ascertain the necessary downpayment, qualifying income, credit requirements, reserve funds, and essential documents to secure a loan.
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The Lendersa® calculator offers a convenient way to compare FHA rates and terms with those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from thousands of lenders, ensuring quick comparisons tailored to your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Harbour-Heights county, Charlotte, FL provides an extensive review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs, such as income, reserve requirements, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $315,100 | $315,100 | $315,100 | $315,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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