In 2026, within Collier county in Immokalee, FL, the FHA loan limit is $672,750 for a single-family home, $861,250 for two units, $1,041,050 for three units, and $1,293,750 for four-unit properties.
The highest loan amount available for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850, for three-unit properties $1,123,900, and for four-unit structures, the maximum is $1,396,800.
Utilize our FHA calculator to find today’s top FHA rates and calculate downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive analysis.
Lendersa® collects data from numerous lenders to swiftly match it with your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Immokalee, Collier, FL, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification factors like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $441,600 | $441,600 | $441,600 | $441,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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