In 2026, FHA loan limits for the county of Palm Beach in Lake-Clarke-Shores, FL are established at: $402,500 for single-family homes, $515,250 for two-unit residences, $622,850 for three-unit properties, and $774,050 for four-unit dwellings.
The ceiling for conventional loan amounts on single-family homes is defined at $548,250. For two-unit houses, this increases to $702,000, extends to $848,500 for three units, and tops out at $1,054,500 for four-unit configurations.
Make use of our FHA calculator to explore contemporary FHA rates and calculate requirements for downpayment, income, credit score, necessary reserves, and essential documents to meet qualification criteria.
Browse and compare loan offerings from 100 diversified lenders
The Lendersa® calculator efficiently helps you measure FHA rates and terms against a diverse range of other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA selections.
Lendersa® collects comprehensive data from thousands of lenders, aligning this promptly with your unique financial profile and needs.
For the year 2026, the Loan Limits Comparison Table in Lake-Clarke-Shores county, Palm Beach, FL compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money sources. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into requirements like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
