In 2026, FHA loan limits for the county of Palm Beach in Lake-Clarke-Shores, FL are established at: $402,500 for single-family homes, $515,250 for two-unit residences, $622,850 for three-unit properties, and $774,050 for four-unit dwellings.
The ceiling for conventional loan amounts on single-family homes is defined at $548,250. For two-unit houses, this increases to $702,000, extends to $848,500 for three units, and tops out at $1,054,500 for four-unit configurations.
Make use of our FHA calculator to explore contemporary FHA rates and calculate requirements for downpayment, income, credit score, necessary reserves, and essential documents to meet qualification criteria.
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The Lendersa® calculator efficiently helps you measure FHA rates and terms against a diverse range of other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA selections.
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For the year 2026, the Loan Limits Comparison Table in Lake-Clarke-Shores county, Palm Beach, FL compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money sources. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into requirements like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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