In 2026, the FHA loan limits in Lake-Belvedere-Estates county, Palm Beach, FL are $402,500 for a single-family home, $515,250 for duplexes, $622,850 for triplexes, and $774,050 for four-unit properties.
Conventional loan maximums are $548,250 for single-family homes, with limits of $702,000, $848,500, and $1,054,500 for duplexes, triplexes, and four-unit residences respectively.
Utilize our FHA calculator to access today's top FHA rates and find the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to evaluate FHA rates & terms alongside other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Gathering data from thousands of lenders, Lendersa® quickly matches it to your financial profile.
The 2026 Loan Limits Comparison Table for Lake-Belvedere-Estates county, Palm Beach, FL contrasts FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for more details on income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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