In 2026, the FHA loan limit in Lake-Magdalene for Hillsborough county, FL, is set at $356,362 for a single-family residence, $456,275 for dual-unit properties, $551,500 for three-unit homes, and $685,400 for homes with four units.
The upper limit for conventional loans on single-family homes reaches $548,250, while for two-unit properties it's $702,000, for three-unit homes it's $848,500, and for buildings with four units, the cap is $1,054,500.
Use our FHA calculator to find the top FHA rates available today and compute the needed downpayment, income, credit level, reserves, and the documents required for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms against all other types of loan programs. Explore and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offers to fully assess possibilities.
Lendersa® taps into data from thousands of lenders, matching it closely with your personal financial profile and needs swiftly.
The Loan Limits Comparison Table for 2026 in Lake-Magdalene county of Hillsborough, FL, provides insight into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For an in-depth look at qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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