For 2026, the FHA loan limit in Hillsborough, Carrollwood, FL, stands at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-units, and $907,900 for four-unit properties.
Regarding conventional loans, the highest permissible amount for a single-family residence is $726,200. For two-unit homes, it's $929,850, for three-unit residences $1,123,900, and for four-unit properties $1,396,800.
Utilize our FHA calculator to view today’s leading rates and calculate the necessary downpayment, income levels, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of alternative loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a wide perspective in loan comparison.
Lendersa® aggregates comprehensive loan data from thousands of lenders, providing rapid comparison with your unique financial profile and needs.
Offering a Loan Limits Comparison Table for 2026 in Hillsborough, Carrollwood, FL, you can review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To inspect qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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