In 2026, FHA loan limits in Longwood county of Seminole, FL are set at $472,030 for single-family homes, moving to $604,400 for 2-units, $730,525 for 3-units, and peaking at $907,900 for 4-units.
For conventional loans, the maximum for a single-family is $726,200, extending to $929,850 for 2-units, $1,123,900 for 3-units, and reaching $1,396,800 for 4-units.
Make use of our FHA calculator to access today’s leading FHA rates and determine the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive loan data from numerous lenders, providing quick matches to your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Longwood county of Seminole, FL details maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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