In the year 2025, the FHA loan limit in Seminole, located in Winter-Springs, FL, is $356,362 for a single-family home. For homes with two units, it reaches $456,275; for those with three units, the limit is $551,500, and for properties with four units, it is $685,400.
The highest loan amounts available for conventional loans are $548,250 for a single-family residence, $702,000 for duplex properties, $848,500 for triplexes, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to discover the top FHA rates today and calculate the downpayment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside other loan program options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive loan data from a multitude of lenders, enabling quick comparison against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Winter-Springs within Seminole, FL provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification essentials like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
