For the year 2026, the FHA loan limits in Madeira-Beach county, which falls under Pinellas, FL, are established at $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit buildings, and $685,400 for four-unit properties.
The highest conventional loan amount for a single-family residence is $548,250. For two units, the limit is $702,000, for three units it is $848,500, and for properties with four units, it is $1,054,500.
Utilize our FHA calculator, which provides a convenient way to check today’s top FHA rates and helps determine the required down payment, income levels, credit scores, reserves, and the necessary documents for eligibility.
Through the Lendersa® calculator, you can contrast FHA rates and terms with those of other loan schemes. Delve into a variety of options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently retrieves loan program data from thousands of lenders and rapidly aligns it with your specific financial profile and needs.
Discover the Loan Limits Comparison Table for 2026 in Madeira-Beach county, part of Pinellas, FL, which allows you to evaluate maximum loan amounts amongst FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification demands such as income, reserves, and credit scores, engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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