2026 FHA Loan Limits for Maitland, Orange County, Florida

As of 2026, FHA loan limits in Maitland county of Orange, FL are $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.

For conventional loans, the maximum for a single-family residence is $726,200, with $929,850 for 2 units, $1,123,900 for 3 units, and $1,396,800 for 4 units.

Use our FHA calculator to explore today’s most competitive FHA rates and identify the downpayment, income, credit, reserves, and necessary documentation for qualification.

Explore loan offers from 100 lenders

Evaluate loan choices in Maitland, FL

Lendersa® calculator allows you to compare FHA rates and terms with those of other loan options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

With data from thousands of lenders, Lendersa® quickly analyzes options against your financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Maitland county, Orange, FL offers a comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualifications like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Maitland county of Orange, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Maitland FHA Lenders

  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Lends in Florida
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.

    A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.

    We have a vast variety of program options available

  • Main Street Mortgage Funding, LLC
  • 529 Versailles Drive, Suite 101, Maitland, FL, 32751
  • Lends in Florida
  • At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Fidelity Funding Mortgage Corp.
  • 255 South Maitland Avenue, Maitland, FL, 32751
  • Lends in Florida
  • At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.

  • Clifton Mortgage Services, LLC
  • 670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
  • Lends in Florida
  • Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members

  • First Equity Financial
  • 110 N. Orlando Ave, Suite 9, Maitland, FL, 32751
  • Lends in Florida
  • Whether you are a new home buyer, realtor, or mortgage broker seeking assistance on a challenging mortgage request, it is our dedication to creative underwriting, quality presentation; ultimately providing creative mortgage solutions even in the toughest situations which make us stand out.

  • Homelife International Mortgage Co. Inc.
  • 350 N Lake Destiny Rd, Maitland, FL, 32751
  • Lends in Florida
  • Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.

  • Streamline Mortgage Solutions
  • 100 E SYBELIA AVE. STE 300, Maitland, FL, 32751
  • Lends in Florida
  • Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you

  • Strategic Funding, LLC
  • 439 Lake Howell Road, Maitland, FL, 32751
  • Lends in Florida
  • "Strategic Funding provide mortgages in Orlando, Winter Park and all of central Florida. Service is our top priority. We will work tirelessly to obtain the lowest cost loan in the least possible time. We pride ourselves on exceeding our customer's expectations in finding the best rates, service and options for a home.

  • Absolute Home Mortgage Corporation
  • 2200 Lucien Way, Suite 325, Maitland, FL, 32751
  • Lends in Florida
  • Absolute Home Mortgage Corporation headquartered in Fairfield, NJ provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.

  • Mortgage Money Lending Inc
  • 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
  • Lends in Florida
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,