For 2026, FHA loan limits in Fern-Park county, Seminole, FL, are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit structures.
The conventional loan maximums for a single-family residence are $548,250. For duplex homes, it's $702,000; for triplexes, $848,500; and for four-unit structures, $1,054,500.
Utilize our FHA calculator to find the best FHA rates today and assess the required downpayment, income, credit, reserves, and documentation to qualify.
Lendersa® calculator enables comparisons between FHA rates and terms and those of other loan programs. Assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders, providing rapid comparisons to align with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fern-Park county of Seminole, FL, highlights maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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