In 2026, FHA loan limits in North-River-Shores, county of Martin, FL are $381,800 for a single-family home, $488,750 for 2-unit residences, $590,800 for 3-unit properties, and $734,250 for 4-unit setups.
Conventional loan caps for a single-family home are $548,250, while for 2, 3, and 4-unit homes, the limits are $702,000, $848,500, and $1,054,500.
Try our FHA calculator to access today's top FHA rates and assess requirements such as downpayment, income, credit score, reserves, and necessary documentation for qualification.
Use the Lendersa® calculator to assess FHA loan rates & terms against a wide range of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® collects loan data from thousands of lenders and promptly compares it to your specific financial profile and needs.
The 2026 Loan Limits Comparison Table for North-River-Shores in Martin, FL, outlines the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $381,800 | $488,750 | $590,800 | $734,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,400 | $305,400 | $305,400 | $305,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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