For 2025, the FHA loan limits set in Port-Salerno county of Martin, FL, are detailed as follows: for a single-family home, the cap is $381,800. For properties with 2 units, the limit is $488,750, while 3-unit homes are capped at $590,800, and for the 4-unit structures, the maximum reaches $734,250.
The utmost loan amount for conventional financing on a single-family residence stands at $548,250. Duplexes are eligible for up to $702,000, triplexes have a limit of $848,500, and quadruplexes can reach up to $1,054,500.
Use our FHA calculator to discover today’s leading FHA rates, and understand the necessary downpayment, along with requirements for income, credit, reserves, as well as the documents needed for approval.
The Lendersa® calculator lets you compare FHA rates with terms for a broad range of loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all contrasted with FHA offerings.
By aggregating data from thousands of lenders, Lendersa® provides swift comparisons tailored to your specific financial profile and needs.
Our Loan Limits Comparison Table, based on data for 2025 in Port-Salerno county, Martin, FL, offers a comprehensive comparison of maximum limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income requirements, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $381,800 | $488,750 | $590,800 | $734,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,400 | $305,400 | $305,400 | $305,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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