For 2026, the FHA loan limits in Oak-Ridge, located in Orange county, FL, are as follows: $356,362 for a single-family home, $456,275 for a duplex, $551,500 for a triplex, and $685,400 for buildings with four units.
The highest loan amounts available for conventional loans start at $548,250 for single-family residences, then $702,000 for two-unit properties, $848,500 for three-unit structures, and $1,054,500 for properties with four units.
Our FHA calculator helps you access today’s best FHA rates and understand the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of various other loan programs. Explore and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Gathering data from a wide array of lenders, Lendersa® swiftly matches and compares it to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Oak-Ridge from Orange, FL, facilitates comparing maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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