2026 FHA Loan Limits for Okeechobee, Okeechobee County, Florida

In 2026, the FHA loan limits for the county of Okeechobee, located in Okeechobee, FL, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-units, and $907,900 for four-unit structures.

The maximum available loan for conventional loans on a single-family residence is $726,200. For two-units, the limit is $929,850, for three-units it is $1,123,900, and for four-units, it reaches $1,396,800.

Use our FHA calculator to determine today’s FHA best rates and compute the necessary downpayment, income level, credit, reserves, and documents needed for qualification.

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In 2026, the Loan Limits Comparison Table for Okeechobee in Okeechobee, FL, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements like income, reserves, and credit.

Loan limits Okeechobee county of Okeechobee, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Okeechobee FHA Lenders

  • Reliance Mortgage Funding LLC
  • 11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Just 1 Way
  • 1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.

  • The Mortgage Works Inc
  • 5502 North West Chapel Court, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Pelagic Mortgage Inc
  • 1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.

  • Milo Lending Inc
  • PO Box 880231, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.

  • Carefree Mortgage
  • 1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
    Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"

  • KIS Lending Inc
  • 4144 Worlington Terrace, Fort Pierce, FL, 34947
  • Lends in Florida
  • We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.

  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Lends in Florida
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.

  • Home Loans Port St. Lucie Florida
  • 138 SE Felix Ave, Port Saint Lucie, FL, 34953
  • Lends in Florida
  • Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.